Six Ways to Make Money with PalmPay App in 2024 PalmPay: Leading Nigeria’s Digital Banking Revolution

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As Nigeria’s digital banking industry continues to expand, the PalmPay app has emerged as a leading platform for individuals seeking to generate additional income. With a robust user base exceeding 30 million and a network of 1.1 million businesses, including 600,000 merchants and 500,000 agents, PalmPay offers unparalleled opportunities in the fintech space.

Renowned for its seamless financial transactions, PalmPay enables users to send and receive money, pay bills, and shop with ease, all while earning discounts and cashback. The app boasts the highest rating on the Google Play Store among fintech applications. Here are six popular features of PalmPay that can help users make money in 2024:

1. Refer & Earn

PalmPay’s “Refer and Earn” feature allows users to earn money by inviting others to register and transact on the app. By sharing an invite link, users earn N250 for each successful referral. Once five referrals are completed, users can withdraw from their PalmPay wallet, starting from N2,000.

2. Sports Betting

For sports betting enthusiasts, PalmPay provides a superior method to fund accounts. During the UEFA EURO ’24 season, PalmPay offers users the chance to win prizes, including an iPhone 15 Pro and substantial cash rewards through its “Bet and Win Big” promo. Partnering with leading betting platforms such as iLOT, BetWay, BetCorrect, AccessBet, and BetKing, users can participate from June 14th to July 15th, 2024, to win significant rewards.

3. Airtime to Cash

PalmPay’s innovative “Airtime to Cash” feature enables users to convert unused airtime into cash. By clicking on the Recharge2Cash icon, selecting the SIM network, entering the OTP, and choosing the amount to convert, users can easily have the equivalent cash credited to their PalmPay wallet.

4. Cashback & Discounts

PalmPay rewards users with cashback and discounts on various transactions, including electricity, airtime, data, and cable TV subscriptions. For the first five bill payments each month, users receive PalmPoints, which can be used within the app. New users also receive various coupons for additional savings on the app’s services.

5. In-app Promotions

Periodically, PalmPay offers in-app promotions, providing users with opportunities to earn rewards by participating in activities. For example, during the 2023 AFCON tournament, PalmPay partnered with TECNO, StarTimes, and Bet9ja for the AFCON Soccer Fiesta, allowing participants to win a share of N108 million, free StarTimes subscriptions, betting coupons, and cashback.

6. Trial Cash

PalmPay’s unique Trial Cash feature rewards users with a daily interest of 16 percent per annum, credited as spendable Trial Cash. By completing daily tasks such as transferring to a PalmPay wallet or adding money from a bank account, users can earn Trial Cash to use for various transactions on the app.


For those looking to earn money in 2024, PalmPay stands out as the go-to digital payment platform. Download the PalmPay app, complete the CBN KYC directive by updating with your BVN and NIN, and start performing transactions to unlock these earning opportunities.

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